Have you ever been on a Payment Plan?

Ronin · Post by **Ronin** » Mon May 12, 2008 8:41 pm

glorff wrote:I have never purchased anything expensive enough that I needed a payment plan. All my cels are bargain priced (Relatively)

Ditto, but like Haddock mentioned...you must've got some real bargains Glorff!

toonybabe · Post by **toonybabe** » Mon May 12, 2008 10:34 pm

When I purchased some of my Sonic and Inspector Gadget cels from ArtToons, they let me put them on "layaway" which was like a little payment plan. It worked out great for me! ArtToons rocks...

kizu · Post by **kizu** » Mon May 12, 2008 11:20 pm

There's a set cel budget each month but sometimes that budget doesn't reach the cel I want coz I'm poor like that.

But payment plans are my friends, I can get the cel I really want and not just cels I mildly want

I've done them many times on the people I know won't run out on me. So it's been good. I'm on one right now (again).

Keropi · Post by **Keropi** » Tue May 13, 2008 11:17 am

The only collectible I ever went on a payment plan for was for my Judy Garland vintage signed photo.

...and that was mainly because the dealer offered it to me. I thought it sounded cool (two payments) so I went with it.

I had to ask him what a "payment plan" was because I didn't know what he was talking about. That was about fourteen years ago I think.

Nelia · Post by **Nelia** » Tue May 13, 2008 2:01 pm

Gawd, a lot of my more expensive cels were bought on payment plan, now that I think of it.

Kudos to sellers who do payment plans, too.

It helps us get the items we want. I just wish anime-link did payment plans. ;\ I'd be all over them Gunsmith Cats OP cels...

Belldandy16 · Post by **Belldandy16** » Wed May 14, 2008 7:56 am

Kaona wrote:I made payments on only one cel in my collection (and still my most expensive purchase). The term was for 3 months, but I paid it off in two-ish. During that time I kept thinking how dumb I was for buying something I could not really afford.

I won't ever do that again. Rule #1 to myself for this hobby: No money? No cel! Period. Look away!

Although you might regret it, you'll never get into debt!

thats a really good philosophy.
wish i had had that wisdom not long ago.

i did a payment plan at a time i really shouldnt have and ive regretted it (well, not getting the cel but regretted spending so much at a time i shouldnt have).

but on the flip side, if you have the money and it would be alittle easier on you, go for a payment plan.
just if you dont have the money to spend at the time, dont (consider your situation is what im saying).
good luck with your purchase!

Cordelia · Post by **Cordelia** » Thu May 15, 2008 6:10 am

I have never been on a payment plan. Like many of you, I try to stick to the rule 'if i can't pay for it now, I can't afford it'. But then I'm open to the idea, esp if a kidney wishlist pops up

star-phoenix · Post by **star-phoenix** » Thu May 15, 2008 10:16 am

I have been on 2 payment plans for 2 cels that I ordered 6 months ago, which was why i put my gallery up for offers for a long while. I am actually almost done paying them off. I just sent the final payment for one of them this morning, and the other one will be finally paid off by June. These are cels that I never even DREAMED that existed! So, when i saw them, I had to get them. They are also BY FAR the most expensive and the rarest cels I have in my collection.

The other items I had on payment plans were the 2 Snow White cels and the Transformers hanken painting.
I was extremely happy to finally receive those in and thought they were worth every penny. It does get hard halfway through, though.

iwakuralain16 · Post by **iwakuralain16** » Thu May 15, 2008 2:34 pm

I did a payment plan on a cel once... I wanted to do a payment plan on two others but money got tight around here.

I love the cel i did a payment plan on!